In the past, people had to visit banks to fulfil their banking needs. The introduction of top mobile banking apps and net banking services have made everything online. People can perform banking activities from the comforts of their homes or office today. Banks offer an enhanced user experience through innovative banking services.
Banks like IDFC FIRST Bank offer the best mobile banking services online to improve customer experience and competitiveness. Today millions of people depend on digital money transfers and online bill payments using a mobile banking app. You can download a mobile banking app of the best online bank and make the best use of its features. Some of the best consumer banking solutions offered by the IDFC FIRST Bank mobile banking app for managing money online is.
- Open a free bank account online
The mobile banking app from IDFC FIRST Bank assists you in opening a savings or current account by doing the netbank app download and Internet banking registration. You can open a zero-balance savings account through a paperless process. All you need to do is submit your details with supporting documents for eKYC verification.
You can open any common types of savings accounts like the regular savings account, zero-balance savings account, senior citizen savings account, FIRST Power, minor’s savings account, and NRI savings account on the IDFC FIRST Bank mobile app. A digital account offers you benefits such as competitive interest, free fund transfers, limitless ATM withdrawals, and other general banking services.
The app also helps grow your money by providing several investment options like a fixed or recurring deposit account, which offers high returns.
- Check your bank accounts
The IDFC FIRST Bank mobile app gives access to all your bank accounts by linking them on a single platform. It helps you carry out financial transactions on different accounts instantly on the same page. Moreover, you can monitor all your bank accounts, manage money, plan purchases and payments, transfer funds, invest money, and get a summary of all bank accounts on this single online bank account app. Apart from these functions, you can transfer funds between accounts in case of low balances and avoid penalties.
- Best credit card option
Apply for a credit card on the IDFC FIRST Bank mobile app. You can choose to have credit cards such as the FIRST Classic, FIRST Select, FIRST Millennia, and FIRST Wealth based on your eligibility and enjoy credit for up to 40 or 45 days without interest. You can also get money-back deals and discounts on purchases. The other features include low interest on cash withdrawals and rewards and redemption.
- Instant personal loan option
The eligible customers of IDFC FIRST Bank can get a personal loan for different purposes such as education, a medical emergency, home renovation, children, and buying consumer durables. The banking app helps them apply for an instant personal loan with minimal documentation. You need to submit the scanned copies of your Aadhaar Card and PAN Card online with a duly filled personal loan application form. The bank approves the loan a few days after verification. If you are eligible for a pre-approved loan, it will take a few hours to process.
- Make bill payments easily
You can manage your money by paying bills on time on the app. For it, you can set reminders for bills payments on due dates and manage them effectively. Some secure payment methods include UPI, NEFT, RTGS, or IMPS.
If you are looking for a suitable app to manage your money, the IDFC FIRST Bank mobile app will be your best bet.