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What is the Role of PUC Certificate in Bike Insurance Renewal?

When it comes to owning a two-wheeler, understanding the significance of the PUC certificate is crucial. Beyond a legal requirement, it is also a prerequisite for a bike insurance renewal.

A failure to obtain a PUC for 2-wheelers leads to fines and penalties and also makes it difficult to invest in a financial cover for your precious vehicle. Knowing what PUC is and its significance plays a pivotal role in securing insurance for your bike and safeguarding it from the uncertainties of the road.

What is PUC for 2-wheelers?

Are you wondering, ‘What is PUC?’

A PUC for two-wheelers is a Pollution Under Control certificate that validates the vehicle’s compliance with legal emission standards set by the Indian Government. Issued after an emission test at authorised centres, it confirms that the bike’s carbon emissions are within the permissible limits.

PUC certificates are mandated under the Motor Vehicles Act of 1988 and issued to control pollution and promote environmental consciousness among vehicle owners. Failure to possess a PUC certificate may result in penalties and fines of up to ₹1000.

Importance of PUC for 2-wheeler Insurance Renewal

PUC certificates not only serve as documented proof of legal compliance but are necessary for two-wheeler insurance renewal. The Insurance Regulatory and Development Authority of India (IRDAI), mandates the requirement of a PUC certificate for the processing of a motor insurance purchase.

Therefore, not only can the failure to obtain a PUC result in penalties, but also in the lack of financial protection for your bike.

What are the Contents of a PUC Certificate?

  • The bike’s licence plate number
  • The date of the emission test
  • The emission test readings
  • The serial number assigned to the certificate
  • The validity or expiry date of the certificate

What is the Validity of a PUC certificate?

The initial Pollution Under Control certificate you receive upon purchasing your bike is valid for a year. However, after this period, it is essential to renew the certificate every six months to maintain its validity.

These renewals require you to visit an authorised PUC centre, where your bike undergoes testing and receives a renewal certificate that is valid for six months.

How Do You Get a PUC for a 2-wheeler?

  1. The initial PUC certificate is generally provided when you buy your two-wheeler. For renewals after the first 1 year, locate an authorised emission testing centre or use the RTO-approved centre list available on the Sarathi Parivahan website.
  2. At the centre, have the exhaust pipe of your vehicle scanned by the testing executive to record the emission levels of your two-wheeler.
  3. Once done, pay the required fee.
  4. Upon passing the emission test, you receive the PUC certificate containing your vehicle’s emission readings and other essential details.

Advantages of Getting a PUC for a 2-wheeler

  1. As mentioned earlier, a PUC certificate is mandatory for two-wheeler insurance renewal, obtaining one ensures your policy processes go smoothly.
  2. Testing the emission levels of your bike keeps you aware of its condition.
  3. The certificate increases your awareness regarding air pollution and promotes a sense of responsibility towards the environment.


Bike owners must comprehend the role of a PUC certificate. Presenting a PUC is necessary for a successful purchase when applying for bike insurance renewal online or offline.

Moreover, regular emission testing will not only help you comply with the legal requirements but also keep you updated on the well-being of your precious vehicle.

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